Critical illness can be taken out as an addition to Life Insurance. It pays out a lump sum in the event of the
Policy holder becoming critically ill, such as having a heart attack, having cancer or a stroke.

It can help make it easier to cope financially at a time when you need to concentrate on getting better. It also comes with built in emotional and practical support.

Individuals can choose to have their claim paid as a level lump sum, increasing lump sum, decreasing lump sum, level monthly income or increasing monthly income.

Level lump sum: Pays a single lump sum of a fixed amount

Increasing lump sum: pays a single lump sum that will go up over their life plan

Decreasing lump sum: pay a single lump sum that will go down over their life plan

Cover can be made on a single life, joint life or life of another basis.