Home insurance covers those from theft and protects them against damage that is caused by a number of unseen events such as: flooding, fire and explosions.
There are three main types of Home insurance:
1. Building insurance covers the structure of your home such as walls, windows and the roof
2. Contents insurance covers the possessions within a home
3. Combined Building insurance and Contents insurance covers all of the above
There are optional extras such as accidental damage which costs between £20-£100 depending on the policy and value of items. Personal belongings can also be included to cover portable items such as a phone or handbag whilst being outside a home, however there can be restrictions with some insurers.
Our advisors tailor a product around your personal requirements so you get the level of cover you need without the worry of being under insured.