Private Medical Insurance

Private Medical insurance is an insurance policy designed to meet some or all of the costs of private medical treatment.

Private Medical insurance is an insurance policy designed to meet some or all of the costs of private medical treatment. It is also sometimes known as Private health insurance.

Two main types of private medical insurance policies:

  1. Indemnity policies meet the costs of having a private medical treatment for acute illness or injury on a short-term basis.
  2. Cash plan policies, which provide a lump sum benefit payment in certain situations. The individual would pay a premium usually monthly in a return for cover of up to 100% of costs for treatment like an inpatient staying in an NHS Hospital. 
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Both Indemnity and Cash plan polices can have benefits that cover partners and children, helplines, dental treatment etc. 

Another variation is a ‘six week plan’ which covers the costs of private medical treatment when NHS waiting list is longer than 6 weeks.

We work closely with

Here are just some of the life insurance companies we work with to help provide the best protection for you and your family.